1. Clarify your goals and budget
Write down your must-haves, nice-to-haves and deal-breakers. Then estimate a full monthly payment including Naperville property taxes, which vary by county and taxing district.
2. Get pre-approved
A pre-approval shows sellers you're ready. See the mortgage pre-approval guide.
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3. Choose your agent and sign a buyer agreement
A written buyer agreement is now standard before touring with a REALTOR®. Ask questions about services and compensation before signing.
4. Tour and compare
Compare each home to recent sales, not just to the other homes you've seen. Explore Naperville neighborhoods.
5. Offer, attorney review and inspection
Once your offer is accepted, attorney review and inspections typically run in parallel. Your attorney negotiates repair requests.
6. Appraisal, final approval and closing
Expect 30 to 45 days from acceptance to closing with financing. Read the full Naperville buyer's guide.
Explore more in the buying guide.
