Before you make an offer
- Consultation with Ingrid to define goals and areas.
- Pre-approval from a lender.
- Buyer representation agreement signed.
- Search and tour, with comparable sales for homes you like.
From offer to accepted contract
Ingrid prepares your offer on the standard Illinois residential contract. Key terms include price, earnest money, financing and inspection contingencies, closing date and any items included in the sale. In multiple-offer situations, she'll help you decide where to be competitive and where to protect yourself.
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Attorney review and inspection
After acceptance, attorney review typically lasts about five business days. Your inspection usually happens during this window. Your attorney can request repairs or credits based on the inspection findings. Radon testing is common in Illinois and recommended by state agencies.
Appraisal, loan approval and closing
Your lender orders an appraisal and finalizes underwriting. Expect requests for updated documents. A few days before closing you'll review your Closing Disclosure. After a final walkthrough, you sign documents at the title company and receive your keys.
Typical time from accepted offer to closing is about 30 to 45 days, depending on financing.